- The information we collect about you.
- How we use that information.
- In what instances we may share that information.
- Your decisions about such information, uses and disclosures.
We do not collect personally identifying information, except with your specific knowledge and consent. We never sell or offer contact information about our customers to others. There’s no need to send us an “opt out” message to prevent your name from being sold or appearing on a mailing lists. Furthermore, our home page doesn’t use “cookies.” We may use information that is provided about you to fulfill your service request including: inform you of related services and goods, provide you with qualified professional service providers such as attorneys, accountants, etc, and provide you with service updates.
In some cases, such as if you e-mail a question or some feedback to us, we may request your name, e-mail address or other information so that we can, for example, e-mail you with a personal reply. If you choose to supply this information, we will use it only for the specific purpose for which you supply it.
In other cases, we may require certain personal information — such as when you use the Purchase or Refinance information request forms. When appropriate, we will use this information with our affiliates to process your requests.
We may see your information to meet your service request. During this process, we may share your information with lenders, affiliates and credit agencies to provide you with the application and service request.
Certain State and Federal regulations require that we store applications and service request. To follow these regulations, we may be required to maintain your information when necessary to meet those requirements.
Suggestions for your personal privacy
- Never give your personal information to someone who cold calls you over the telephone.
- Do not give out your social security number freely.
- Shred and dispose of credit cards that have expired.
- Destroy credit card receipts
- Order credit bureau credit reports once a year to check for fraudulent activity or other discrepancies.
- Do not provide your personal information over the internet unless t is a secure service provider.
- Keep track of when routine financial statements should arrive in the mail. Contact the issuing bank or company, if one doesn’t arrive.
- Review monthly statements to verify all charges.
- Never loan anyone your credit cards.
- If you do not recognize an invoice in an account or monthly statement, immediately contact the appropriate companies and change your access points.
- Request that all creditors contact you before they permit charges over a certain dollar amount or open any new accounts in your name.
Should you have any identity theft or check fraud contact the following immediately:
- Equifax – www.equifax.com 1-800-685-1111
- Experian – www.experian.com 1-888-397-3742
- Trans-Union – www.tuc.com 1-800-916-8800
- The U.S. Postal service in your City
- The local law enforcement agency
- Always contact your Bank or credit card company if you have experienced identity theft